/*
Theme Name: FHALoan.net
Theme URI: https://fhaloan.net
Author: MyHomePros
Description: A custom WordPress theme for FHALoan.net — the most comprehensive FHA loan resource on the internet. Intent-based navigation, dashboard-style homepage, and optimized for SEO and Core Web Vitals.
Version: 2.0.0
Requires at least: 6.4
Requires PHP: 8.1
Text Domain: fhaloan
License: Proprietary

Design System:
- Primary Font: DM Sans (body)
- Display Font: Fraunces (headings, data)
- Colors: Navy #1a1a2e, Sage #7EB8A0, Coral #E8735A, Sky #6B8DD6, Gold #C4955A
- Background: #FAFAF8
*/

/* ============================================
   CSS RESET & BASE
   ============================================ */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  /* Brand Colors */
  --color-navy: #1a1a2e;
  --color-navy-light: #2d2d4e;
  --color-sage: #7EB8A0;
  --color-sage-dark: #4a8a6e;
  --color-sage-bg: rgba(126, 184, 160, 0.06);
  --color-sage-border: rgba(126, 184, 160, 0.12);
  --color-sage-light: rgba(126, 184, 160, 0.12);
  --color-coral: #E8735A;
  --color-coral-bg: rgba(232, 115, 90, 0.06);
  --color-coral-border: rgba(232, 115, 90, 0.12);
  --color-sky: #6B8DD6;
  --color-sky-bg: rgba(107, 141, 214, 0.06);
  --color-sky-border: rgba(107, 141, 214, 0.12);
  --color-gold: #C4955A;
  --color-gold-bg: rgba(196, 149, 90, 0.06);
  --color-gold-border: rgba(196, 149, 90, 0.12);

  /* Neutrals */
  --color-bg: #FAFAF8;
  --color-white: #ffffff;
  --color-text: #1a1a2e;
  --color-text-muted: rgba(26, 26, 46, 0.55);
  --color-text-faint: rgba(26, 26, 46, 0.35);
  --color-text-ghost: rgba(26, 26, 46, 0.25);
  --color-border: rgba(26, 26, 46, 0.06);
  --color-border-hover: rgba(26, 26, 46, 0.12);

  /* Typography Scale */
  --font-body: 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-display: 'Fraunces', Georgia, serif;

  --text-xs: 0.6875rem;   /* 11px */
  --text-sm: 0.8125rem;   /* 13px */
  --text-base: 0.9375rem; /* 15px */
  --text-md: 1rem;        /* 16px */
  --text-lg: 1.125rem;    /* 18px */
  --text-xl: 1.25rem;     /* 20px */
  --text-2xl: 1.5rem;     /* 24px */
  --text-3xl: 2rem;        /* 32px */
  --text-4xl: 2.25rem;     /* 36px */
  --text-5xl: 2.625rem;    /* 42px */
  --text-hero: clamp(2.25rem, 5vw, 4rem);

  /* Spacing */
  --space-xs: 4px;
  --space-sm: 8px;
  --space-md: 16px;
  --space-lg: 24px;
  --space-xl: 32px;
  --space-2xl: 48px;
  --space-3xl: 64px;
  --space-4xl: 72px;
  --space-5xl: 96px;

  /* Layout */
  --container-max: 1200px;
  --container-narrow: 800px;
  --container-article: 720px;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 20px;
  --radius-2xl: 24px;
  --radius-full: 100px;

  /* Shadows */
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.04);
  --shadow-md: 0 8px 30px rgba(0, 0, 0, 0.06);
  --shadow-lg: 0 12px 40px rgba(0, 0, 0, 0.06);
  --shadow-xl: 0 20px 60px rgba(0, 0, 0, 0.1);
  --shadow-dark: 0 8px 30px rgba(26, 26, 46, 0.15);

  /* Transitions */
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --transition-base: all 0.3s ease;
  --transition-fast: all 0.2s ease;
  --transition-smooth: all 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

html {
  font-size: 16px;
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-body);
  font-size: var(--text-base);
  line-height: 1.6;
  color: var(--color-text);
  background-color: var(--color-bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
  transition: var(--transition-fast);
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.15;
  color: var(--color-text);
}

/* ============================================
   LAYOUT & CONTAINER
   ============================================ */

.fha-container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

.fha-container--narrow {
  max-width: var(--container-narrow);
}

.fha-container--article {
  max-width: var(--container-article);
}

.fha-section {
  padding: var(--space-4xl) 0;
}

.fha-section--dark {
  background: var(--color-navy);
  color: #fff;
}

.fha-section--warm {
  background: linear-gradient(135deg, #F5F0E8 0%, #EDE7DC 100%);
}

/* ============================================
   STICKY HEADER
   ============================================ */

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(250, 250, 248, 0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--color-border);
  transition: var(--transition-base);
}

.site-header.scrolled {
  box-shadow: 0 1px 12px rgba(0, 0, 0, 0.04);
}

/* Rate Ticker Bar */
.rate-ticker {
  background: var(--color-navy);
  color: #fff;
  font-size: var(--text-sm);
  padding: 6px 0;
  text-align: center;
  font-weight: 400;
  letter-spacing: 0.01em;
}

.rate-ticker__inner {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: var(--space-xl);
}

.rate-ticker__rate {
  display: flex;
  align-items: center;
  gap: 6px;
}

.rate-ticker__dot {
  color: var(--color-sage);
}

.rate-ticker__date {
  opacity: 0.5;
}

/* Main Nav Bar */
.nav-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 0;
}

/* Logo */
.site-logo {
  display: flex;
  align-items: baseline;
  gap: 2px;
  text-decoration: none;
}

.site-logo__fha {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 700;
  color: var(--color-text);
  letter-spacing: -0.02em;
}

.site-logo__loan {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 300;
  color: var(--color-text);
}

.site-logo__tld {
  font-size: var(--text-xs);
  font-weight: 600;
  color: var(--color-sage);
  margin-left: 2px;
  align-self: flex-start;
  margin-top: 4px;
}

/* Primary Navigation */
.primary-nav {
  display: flex;
  gap: var(--space-sm);
  align-items: center;
  list-style: none;
}

.primary-nav__item {
  list-style: none;
}

.primary-nav__link {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: var(--space-sm) var(--space-md);
  font-size: 14px;
  font-weight: 500;
  color: var(--color-text);
  border-radius: var(--radius-sm);
  transition: var(--transition-fast);
}

.primary-nav__link:hover {
  background: rgba(26, 26, 46, 0.05);
}

.primary-nav__link--active {
  background: rgba(26, 26, 46, 0.05);
  font-weight: 600;
}

.primary-nav__icon {
  font-size: 12px;
  opacity: 0.5;
}

/* Utility Navigation */
.utility-nav {
  display: flex;
  gap: var(--space-md);
  align-items: center;
  font-size: var(--text-sm);
}

.utility-nav__link {
  color: var(--color-text);
  opacity: 0.6;
  font-weight: 500;
}

.utility-nav__link:hover {
  opacity: 1;
}

.utility-nav__cta {
  background: var(--color-navy);
  color: #fff;
  padding: var(--space-sm) 20px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: var(--text-sm);
}

.utility-nav__cta:hover {
  background: var(--color-navy-light);
  color: #fff;
}

/* Hamburger / Mobile Toggle */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--space-sm);
}

.mobile-toggle__bar {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-text);
  margin: 5px 0;
  transition: var(--transition-base);
  border-radius: 2px;
}

/* ============================================
   HERO SECTION
   ============================================ */

.hero {
  text-align: center;
  padding: 80px 0 60px;
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  background: var(--color-sage-light);
  border: 1px solid rgba(126, 184, 160, 0.2);
  padding: 6px var(--space-md);
  border-radius: var(--radius-full);
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-sage-dark);
  margin-bottom: var(--space-lg);
}

.hero__badge-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--color-sage);
  display: inline-block;
}

.hero__title {
  font-size: var(--text-hero);
  line-height: 1.08;
  letter-spacing: -0.03em;
  max-width: var(--container-narrow);
  margin: 0 auto var(--space-lg);
}

.hero__title-accent {
  font-weight: 300;
  font-style: italic;
  color: #5a7a6a;
}

.hero__subtitle {
  font-size: var(--text-lg);
  line-height: 1.6;
  color: var(--color-text-muted);
  max-width: 560px;
  margin: 0 auto var(--space-2xl);
  font-weight: 400;
}

.hero__actions {
  display: flex;
  gap: var(--space-md);
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: var(--space-md);
}

.hero__btn {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 20px 40px;
  font-size: var(--text-md);
  font-weight: 600;
  font-family: var(--font-body);
  border: 2px solid var(--color-border);
  background: var(--color-white);
  color: var(--color-text);
  border-radius: 14px;
  cursor: pointer;
  transition: var(--transition-base);
  box-shadow: var(--shadow-sm);
}

.hero__btn:hover,
.hero__btn--active {
  border-color: var(--color-navy);
  background: var(--color-navy);
  color: #fff;
  box-shadow: var(--shadow-dark);
}

.hero__btn-emoji {
  font-size: 24px;
}

.hero__context {
  font-size: var(--text-sm);
  color: var(--color-text-faint);
  margin-top: var(--space-sm);
}

/* ============================================
   LIVE DATA STRIP
   ============================================ */

.data-strip {
  background: var(--color-navy);
  padding: 20px 0;
  overflow: hidden;
}

.data-strip__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.data-strip__label {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.12em;
  color: rgba(255, 255, 255, 0.35);
  text-transform: uppercase;
  white-space: nowrap;
}

.data-strip__divider {
  width: 1px;
  height: 20px;
  background: rgba(255, 255, 255, 0.1);
  margin: 0 var(--space-md);
}

.data-strip__counties {
  display: flex;
  gap: 40px;
  align-items: center;
  flex: 1;
  justify-content: center;
  overflow: hidden;
}

.data-strip__county {
  display: flex;
  align-items: center;
  gap: 12px;
  white-space: nowrap;
}

.data-strip__county-name {
  color: #fff;
  font-size: 14px;
  font-weight: 500;
}

.data-strip__county-limit {
  font-family: var(--font-display);
  color: var(--color-sage);
  font-size: var(--text-md);
  font-weight: 600;
}

.data-strip__county-change {
  font-size: var(--text-xs);
  color: var(--color-sage);
  background: rgba(126, 184, 160, 0.15);
  padding: 2px var(--space-sm);
  border-radius: 4px;
  font-weight: 600;
}

.data-strip__all-link {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.5);
  font-weight: 500;
  white-space: nowrap;
}

.data-strip__all-link:hover {
  color: rgba(255, 255, 255, 0.8);
}

/* ============================================
   REQUIREMENT GRID
   ============================================ */

.req-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-md);
}

.req-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-xl) 28px;
  text-align: center;
  transition: var(--transition-base);
  cursor: pointer;
}

.req-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.req-card--sage { background: var(--color-sage-bg); border-color: var(--color-sage-border); }
.req-card--coral { background: var(--color-coral-bg); border-color: var(--color-coral-border); }
.req-card--sky { background: var(--color-sky-bg); border-color: var(--color-sky-border); }
.req-card--gold { background: var(--color-gold-bg); border-color: var(--color-gold-border); }

.req-card__icon {
  font-size: var(--text-xl);
  margin-bottom: var(--space-md);
  opacity: 0.7;
}

.req-card__value {
  font-family: var(--font-display);
  font-size: var(--text-5xl);
  font-weight: 700;
  line-height: 1;
  margin-bottom: var(--space-sm);
}

.req-card--sage .req-card__icon,
.req-card--sage .req-card__value { color: var(--color-sage); }
.req-card--coral .req-card__icon,
.req-card--coral .req-card__value { color: var(--color-coral); }
.req-card--sky .req-card__icon,
.req-card--sky .req-card__value { color: var(--color-sky); }
.req-card--gold .req-card__icon,
.req-card--gold .req-card__value { color: var(--color-gold); }

.req-card__label {
  font-size: 14px;
  font-weight: 600;
  color: var(--color-text);
  margin-bottom: var(--space-xs);
}

.req-card__sub {
  font-size: 12px;
  color: var(--color-text-faint);
}

/* ============================================
   SECTION HEADERS
   ============================================ */

.section-header {
  text-align: center;
  margin-bottom: var(--space-2xl);
}

.section-header__title {
  font-size: var(--text-3xl);
  margin-bottom: 12px;
}

.section-header__sub {
  font-size: var(--text-md);
  color: var(--color-text-faint);
  font-weight: 400;
}

.fha-section--dark .section-header__title {
  color: #fff;
}

.fha-section--dark .section-header__sub {
  color: rgba(255, 255, 255, 0.4);
}

/* ============================================
   JOURNEY PATH CARDS
   ============================================ */

.journey-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-md);
}

.journey-card {
  border-radius: var(--radius-xl);
  padding: 40px 36px;
  cursor: pointer;
  transition: var(--transition-base);
  position: relative;
  overflow: hidden;
}

.journey-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-xl);
}

.journey-card--buyer { background: linear-gradient(135deg, #1a1a2e 0%, #2d2d4e 100%); }
.journey-card--renovate { background: linear-gradient(135deg, #2A3A30 0%, #1a2e24 100%); }
.journey-card--investor { background: linear-gradient(135deg, #2E2A1A 0%, #3d3520 100%); }
.journey-card--refinance { background: linear-gradient(135deg, #1A2A3E 0%, #1e3450 100%); }

.journey-card__tag {
  position: absolute;
  top: var(--space-lg);
  right: 28px;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.12em;
  opacity: 0.6;
}

.journey-card--buyer .journey-card__tag { color: var(--color-sage); }
.journey-card--renovate .journey-card__tag { color: var(--color-coral); }
.journey-card--investor .journey-card__tag { color: var(--color-gold); }
.journey-card--refinance .journey-card__tag { color: var(--color-sky); }

.journey-card__title {
  font-family: var(--font-display);
  font-size: 28px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 12px;
  letter-spacing: -0.01em;
}

.journey-card__desc {
  font-size: var(--text-base);
  color: rgba(255, 255, 255, 0.55);
  line-height: 1.6;
  margin-bottom: var(--space-lg);
  max-width: 400px;
}

.journey-card__links {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.journey-card__link {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-size: var(--text-sm);
  font-weight: 500;
  transition: var(--transition-fast);
}

.journey-card__link:hover {
  padding-left: var(--space-xs);
}

.journey-card--buyer .journey-card__link { color: var(--color-sage); }
.journey-card--renovate .journey-card__link { color: var(--color-coral); }
.journey-card--investor .journey-card__link { color: var(--color-gold); }
.journey-card--refinance .journey-card__link { color: var(--color-sky); }

.journey-card__link-arrow {
  font-size: 10px;
}

.journey-card__footer {
  margin-top: 28px;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.journey-card__explore {
  font-size: 14px;
  font-weight: 600;
  color: #fff;
  display: flex;
  align-items: center;
  gap: 6px;
}

.journey-card__explore:hover {
  color: #fff;
}

/* ============================================
   FEATURED GUIDE
   ============================================ */

.featured-guide {
  background: linear-gradient(135deg, #F5F0E8 0%, #EDE7DC 100%);
  border-radius: var(--radius-2xl);
  padding: var(--space-3xl);
  display: flex;
  align-items: center;
  gap: var(--space-3xl);
  position: relative;
  overflow: hidden;
}

.featured-guide__decoration {
  position: absolute;
  top: -60px;
  right: -60px;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: rgba(126, 184, 160, 0.08);
}

.featured-guide__content {
  flex: 1;
  position: relative;
  z-index: 1;
}

.featured-guide__label {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  color: var(--color-coral);
  text-transform: uppercase;
  margin-bottom: var(--space-md);
  display: block;
}

.featured-guide__title {
  font-size: var(--text-4xl);
  line-height: 1.15;
  margin-bottom: var(--space-md);
}

.featured-guide__desc {
  font-size: var(--text-md);
  color: var(--color-text-muted);
  line-height: 1.6;
  margin-bottom: 28px;
  max-width: 460px;
}

.featured-guide__sidebar {
  width: 340px;
  flex-shrink: 0;
  position: relative;
  z-index: 1;
}

.featured-guide__toc {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-md);
}

.featured-guide__toc-label {
  font-size: 12px;
  font-weight: 600;
  color: var(--color-text-faint);
  letter-spacing: 0.04em;
  margin-bottom: 20px;
}

.featured-guide__toc-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--color-border);
}

.featured-guide__toc-item:last-child {
  border-bottom: none;
}

.featured-guide__toc-number {
  width: 24px;
  height: 24px;
  border-radius: 6px;
  background: var(--color-sage-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: var(--text-xs);
  font-weight: 700;
  color: var(--color-sage);
  flex-shrink: 0;
}

.featured-guide__toc-text {
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text);
}

/* ============================================
   CALCULATOR CARDS
   ============================================ */

.calc-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-md);
}

.calc-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 36px var(--space-xl);
  cursor: pointer;
  transition: var(--transition-base);
}

.calc-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.calc-card:hover.calc-card--sage { border-color: var(--color-sage); }
.calc-card:hover.calc-card--coral { border-color: var(--color-coral); }
.calc-card:hover.calc-card--sky { border-color: var(--color-sky); }

.calc-card__icon {
  font-size: 28px;
  margin-bottom: 20px;
}

.calc-card--sage .calc-card__icon { color: var(--color-sage); }
.calc-card--coral .calc-card__icon { color: var(--color-coral); }
.calc-card--sky .calc-card__icon { color: var(--color-sky); }

.calc-card__title {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  margin-bottom: var(--space-sm);
}

.calc-card__desc {
  font-size: 14px;
  color: var(--color-text-faint);
  line-height: 1.5;
  margin-bottom: 20px;
}

.calc-card__cta {
  font-size: var(--text-sm);
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 6px;
}

.calc-card--sage .calc-card__cta { color: var(--color-sage); }
.calc-card--coral .calc-card__cta { color: var(--color-coral); }
.calc-card--sky .calc-card__cta { color: var(--color-sky); }

/* ============================================
   KNOWLEDGE BASE PILLARS
   ============================================ */

.pillar-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2px;
}

.pillar-card {
  background: rgba(255, 255, 255, 0.03);
  padding: 36px 28px;
  cursor: pointer;
  transition: var(--transition-base);
}

.pillar-card:first-child { border-radius: var(--radius-lg) 0 0 var(--radius-lg); }
.pillar-card:last-child { border-radius: 0 var(--radius-lg) var(--radius-lg) 0; }

.pillar-card:hover {
  background: rgba(255, 255, 255, 0.06);
}

.pillar-card__bar {
  width: 32px;
  height: 4px;
  border-radius: 2px;
  margin-bottom: 20px;
}

.pillar-card--coral .pillar-card__bar { background: var(--color-coral); }
.pillar-card--sage .pillar-card__bar { background: var(--color-sage); }
.pillar-card--sky .pillar-card__bar { background: var(--color-sky); }
.pillar-card--gold .pillar-card__bar { background: var(--color-gold); }

.pillar-card__title {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  color: #fff;
  margin-bottom: var(--space-xs);
}

.pillar-card__count {
  font-size: 12px;
  font-weight: 600;
  display: block;
  margin-bottom: 20px;
}

.pillar-card--coral .pillar-card__count { color: var(--color-coral); }
.pillar-card--sage .pillar-card__count { color: var(--color-sage); }
.pillar-card--sky .pillar-card__count { color: var(--color-sky); }
.pillar-card--gold .pillar-card__count { color: var(--color-gold); }

.pillar-card__topics {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  list-style: none;
}

.pillar-card__topic {
  font-size: var(--text-sm);
  color: rgba(255, 255, 255, 0.4);
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.pillar-card__topic-dot {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.15);
  display: inline-block;
  flex-shrink: 0;
}

/* ============================================
   BUTTONS
   ============================================ */

.btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  font-family: var(--font-body);
  font-weight: 600;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: var(--transition-fast);
  text-decoration: none;
  border: none;
}

.btn--primary {
  background: var(--color-navy);
  color: #fff;
  padding: 14px 28px;
  font-size: 14px;
}

.btn--primary:hover {
  background: var(--color-navy-light);
  color: #fff;
  box-shadow: var(--shadow-dark);
}

.btn--outline {
  background: transparent;
  color: var(--color-text);
  padding: 14px 28px;
  font-size: 14px;
  border: 2px solid var(--color-border);
}

.btn--outline:hover {
  border-color: var(--color-text);
}

.btn--sage {
  background: var(--color-sage);
  color: #fff;
  padding: 14px 28px;
  font-size: 14px;
}

.btn--sage:hover {
  background: var(--color-sage-dark);
  color: #fff;
}

/* ============================================
   TAG / BADGE
   ============================================ */

.tag {
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  padding: 6px var(--space-md);
  border-radius: var(--radius-full);
  font-size: var(--text-sm);
  font-weight: 500;
}

.tag--sage {
  background: var(--color-sage-light);
  border: 1px solid rgba(126, 184, 160, 0.2);
  color: var(--color-sage-dark);
}

.tag--coral {
  background: var(--color-coral-bg);
  border: 1px solid var(--color-coral-border);
  color: var(--color-coral);
}

/* ============================================
   TRUST FOOTER
   ============================================ */

.site-footer {
  padding: var(--space-2xl) 0;
}

.footer-main {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  padding-bottom: var(--space-xl);
  border-bottom: 1px solid var(--color-border);
  margin-bottom: var(--space-xl);
}

.footer-brand__desc {
  font-size: var(--text-sm);
  color: var(--color-text-faint);
  max-width: 300px;
  line-height: 1.5;
  margin-top: 12px;
}

.footer-columns {
  display: flex;
  gap: var(--space-3xl);
}

.footer-column__title {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  color: var(--color-text-ghost);
  text-transform: uppercase;
  margin-bottom: var(--space-md);
  font-family: var(--font-body);
}

.footer-column__links {
  display: flex;
  flex-direction: column;
  gap: 10px;
  list-style: none;
}

.footer-column__link {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

.footer-column__link:hover {
  color: var(--color-text);
}

.footer-trust {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.footer-trust__badges {
  display: flex;
  align-items: center;
  gap: var(--space-lg);
}

.footer-trust__badge {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  padding: 6px 14px;
  background: rgba(26, 26, 46, 0.03);
  border-radius: var(--radius-sm);
  font-size: var(--text-xs);
  font-weight: 600;
  color: var(--color-text-faint);
}

.footer-trust__date {
  font-size: var(--text-xs);
  color: var(--color-text-ghost);
  font-weight: 500;
}

.footer-trust__disclaimer {
  font-size: var(--text-xs);
  color: var(--color-text-ghost);
  max-width: 500px;
  line-height: 1.5;
}

/* ============================================
   ARTICLE / CONTENT STYLES
   ============================================ */

.article-content {
  max-width: var(--container-article);
  margin: 0 auto;
  padding: var(--space-2xl) var(--space-lg);
}

.article-content h1 {
  font-size: var(--text-4xl);
  margin-bottom: var(--space-lg);
}

.article-content h2 {
  font-size: var(--text-2xl);
  margin-top: var(--space-2xl);
  margin-bottom: var(--space-md);
}

.article-content h3 {
  font-size: var(--text-xl);
  margin-top: var(--space-xl);
  margin-bottom: var(--space-md);
}

.article-content p {
  margin-bottom: var(--space-md);
  line-height: 1.7;
  color: var(--color-text);
}

.article-content a {
  color: var(--color-sage-dark);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.article-content a:hover {
  color: var(--color-sage);
}

.article-content ul,
.article-content ol {
  margin-bottom: var(--space-md);
  padding-left: var(--space-lg);
}

.article-content li {
  margin-bottom: var(--space-sm);
  line-height: 1.6;
}

.article-content blockquote {
  border-left: 3px solid var(--color-sage);
  padding: var(--space-md) var(--space-lg);
  margin: var(--space-xl) 0;
  background: var(--color-sage-bg);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-style: italic;
  color: var(--color-text-muted);
}

.article-content table {
  width: 100%;
  border-collapse: collapse;
  margin: var(--space-xl) 0;
  font-size: 14px;
}

.article-content table th {
  background: var(--color-navy);
  color: #fff;
  padding: 12px var(--space-md);
  text-align: left;
  font-weight: 600;
  font-family: var(--font-body);
  font-size: var(--text-sm);
}

.article-content table th:first-child {
  border-radius: var(--radius-sm) 0 0 0;
}

.article-content table th:last-child {
  border-radius: 0 var(--radius-sm) 0 0;
}

.article-content table td {
  padding: 12px var(--space-md);
  border-bottom: 1px solid var(--color-border);
}

.article-content table tr:hover td {
  background: rgba(126, 184, 160, 0.03);
}

/* Article Meta / Breadcrumbs */
.article-meta {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  font-size: var(--text-sm);
  color: var(--color-text-faint);
  margin-bottom: var(--space-xl);
}

.breadcrumbs {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-size: var(--text-sm);
  color: var(--color-text-faint);
  margin-bottom: var(--space-xl);
  padding: var(--space-xl) 0 0;
}

.breadcrumbs a {
  color: var(--color-text-muted);
}

.breadcrumbs a:hover {
  color: var(--color-sage-dark);
}

.breadcrumbs__separator {
  opacity: 0.3;
}

/* ============================================
   CALLOUT BOXES
   ============================================ */

.callout {
  border-radius: var(--radius-md);
  padding: var(--space-lg);
  margin: var(--space-xl) 0;
}

.callout--tip {
  background: var(--color-sage-bg);
  border: 1px solid var(--color-sage-border);
}

.callout--warning {
  background: var(--color-coral-bg);
  border: 1px solid var(--color-coral-border);
}

.callout--info {
  background: var(--color-sky-bg);
  border: 1px solid var(--color-sky-border);
}

.callout__title {
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 700;
  margin-bottom: var(--space-sm);
  letter-spacing: 0;
}

.callout--tip .callout__title { color: var(--color-sage-dark); }
.callout--warning .callout__title { color: var(--color-coral); }
.callout--info .callout__title { color: var(--color-sky); }

.callout__body {
  font-size: 14px;
  line-height: 1.6;
  color: var(--color-text-muted);
}

/* ============================================
   TABLE OF CONTENTS (in-article)
   ============================================ */

.toc {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  margin: var(--space-xl) 0;
}

.toc__title {
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 700;
  color: var(--color-text);
  margin-bottom: var(--space-md);
  letter-spacing: 0;
}

.toc__list {
  list-style: none;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.toc__item a {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.toc__item a:hover {
  color: var(--color-sage-dark);
}

/* ============================================
   STATE LANDING PAGE
   ============================================ */

.state-hero {
  padding: var(--space-3xl) 0 var(--space-2xl);
  text-align: center;
}

.state-hero__title {
  font-size: var(--text-4xl);
  margin-bottom: var(--space-md);
}

.state-hero__sub {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  max-width: 600px;
  margin: 0 auto;
}

.state-limits-table {
  margin: var(--space-xl) 0;
}

.state-programs {
  margin: var(--space-xl) 0;
}

/* ============================================
   CALCULATOR PAGE STYLES
   ============================================ */

.calculator-wrapper {
  max-width: 800px;
  margin: 0 auto;
  padding: var(--space-2xl) var(--space-lg);
}

.calculator-form {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: var(--space-xl);
}

.calculator-form__group {
  margin-bottom: var(--space-lg);
}

.calculator-form__label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--color-text);
  margin-bottom: var(--space-sm);
}

.calculator-form__input {
  width: 100%;
  padding: 12px var(--space-md);
  font-size: var(--text-base);
  font-family: var(--font-body);
  border: 1px solid var(--color-border-hover);
  border-radius: var(--radius-sm);
  background: var(--color-bg);
  color: var(--color-text);
  transition: var(--transition-fast);
}

.calculator-form__input:focus {
  outline: none;
  border-color: var(--color-sage);
  box-shadow: 0 0 0 3px rgba(126, 184, 160, 0.15);
}

.calculator-result {
  background: var(--color-navy);
  border-radius: var(--radius-xl);
  padding: var(--space-xl);
  margin-top: var(--space-xl);
  color: #fff;
}

.calculator-result__title {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  color: #fff;
  margin-bottom: var(--space-md);
}

.calculator-result__value {
  font-family: var(--font-display);
  font-size: var(--text-5xl);
  font-weight: 700;
  color: var(--color-sage);
}

/* ============================================
   GLOSSARY
   ============================================ */

.glossary-term {
  padding: var(--space-lg) 0;
  border-bottom: 1px solid var(--color-border);
}

.glossary-term__word {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-text);
  margin-bottom: var(--space-sm);
}

.glossary-term__definition {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: 1.6;
}

/* ============================================
   GATEWAY / PILLAR PAGES
   ============================================ */

/* Pillar Hero */
.pillar-hero {
  background: var(--color-navy);
  padding: 64px 0 72px;
}
.pillar-hero__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}
.pillar-hero__icon {
  font-size: 28px;
  opacity: 0.4;
  margin-bottom: 12px;
}
.pillar-hero--coral .pillar-hero__icon { color: var(--color-coral); }
.pillar-hero--sage .pillar-hero__icon { color: var(--color-sage); }
.pillar-hero--sky .pillar-hero__icon { color: var(--color-sky); }
.pillar-hero--gold .pillar-hero__icon { color: var(--color-gold); }

.pillar-hero__tagline {
  display: block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.pillar-hero--coral .pillar-hero__tagline { color: var(--color-coral); }
.pillar-hero--sage .pillar-hero__tagline { color: var(--color-sage); }
.pillar-hero--sky .pillar-hero__tagline { color: var(--color-sky); }
.pillar-hero--gold .pillar-hero__tagline { color: var(--color-gold); }

.pillar-hero__title {
  font-family: var(--font-display);
  font-size: clamp(32px, 4vw, 48px);
  font-weight: 700;
  color: #fff;
  letter-spacing: -0.02em;
  line-height: 1.1;
  margin-bottom: 16px;
}
.pillar-hero__desc {
  font-size: 16px;
  color: rgba(255,255,255,0.5);
  line-height: 1.65;
  max-width: 520px;
}

/* Pillar Stats */
.pillar-hero__stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
}
.pillar-stat {
  background: rgba(255,255,255,0.04);
  padding: 28px 24px;
  border-radius: 4px;
}
.pillar-stat:first-child { border-radius: var(--radius-md) 4px 4px 4px; }
.pillar-stat:nth-child(2) { border-radius: 4px var(--radius-md) 4px 4px; }
.pillar-stat:nth-child(3) { border-radius: 4px 4px 4px var(--radius-md); }
.pillar-stat:last-child { border-radius: 4px 4px var(--radius-md) 4px; }

.pillar-stat__value {
  font-family: var(--font-display);
  font-size: 28px;
  font-weight: 700;
  color: #fff;
  line-height: 1;
  margin-bottom: 6px;
}
.pillar-stat__label {
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,0.65);
  margin-bottom: 4px;
}
.pillar-stat__note {
  font-size: 11px;
  color: rgba(255,255,255,0.3);
}

/* Decision Tree */
.decision-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
}
.decision-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  text-decoration: none;
  color: var(--color-text);
  transition: all 0.3s ease;
  position: relative;
  display: block;
}
.decision-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.06);
}
.decision-card--coral:hover { border-color: var(--color-coral); }
.decision-card--sage:hover { border-color: var(--color-sage); }
.decision-card--sky:hover { border-color: var(--color-sky); }
.decision-card--gold:hover { border-color: var(--color-gold); }

.decision-card__label {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 8px;
  line-height: 1.2;
}
.decision-card__desc {
  font-size: 13px;
  color: var(--color-text-muted);
  line-height: 1.5;
}
.decision-card__arrow {
  position: absolute;
  top: 24px;
  right: 20px;
  font-size: 16px;
  opacity: 0.3;
  transition: all 0.2s ease;
}
.decision-card:hover .decision-card__arrow {
  opacity: 1;
  right: 16px;
}
.decision-card--coral .decision-card__arrow,
.decision-card--coral:hover .decision-card__label { color: var(--color-coral); }
.decision-card--sage .decision-card__arrow,
.decision-card--sage:hover .decision-card__label { color: var(--color-sage); }
.decision-card--sky .decision-card__arrow,
.decision-card--sky:hover .decision-card__label { color: var(--color-sky); }
.decision-card--gold .decision-card__arrow,
.decision-card--gold:hover .decision-card__label { color: var(--color-gold); }

/* Subtopic Clusters */
.subtopic-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}
.subtopic-cluster {
  padding: 32px;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}
.subtopic-cluster__title {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  color: var(--color-text);
  margin-bottom: 20px;
  padding-bottom: 16px;
  border-bottom: 2px solid var(--color-border);
}
.subtopic-cluster__title--coral { border-color: var(--color-coral); }
.subtopic-cluster__title--sage { border-color: var(--color-sage); }
.subtopic-cluster__title--sky { border-color: var(--color-sky); }
.subtopic-cluster__title--gold { border-color: var(--color-gold); }

.subtopic-cluster__list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.subtopic-cluster__item {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 14px;
  color: var(--color-text-muted);
  font-weight: 500;
}
.subtopic-cluster__dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  flex-shrink: 0;
}
.subtopic-cluster__dot--coral { background: var(--color-coral); }
.subtopic-cluster__dot--sage { background: var(--color-sage); }
.subtopic-cluster__dot--sky { background: var(--color-sky); }
.subtopic-cluster__dot--gold { background: var(--color-gold); }

/* Guide Cards (article listing) */
.guide-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.guide-card {
  display: block;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  text-decoration: none;
  color: var(--color-text);
  transition: all 0.3s ease;
}
.guide-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.06);
  border-color: var(--color-border-hover);
}
.guide-card__tag {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 6px;
  margin-bottom: 16px;
}
.guide-card__tag--coral { background: var(--color-coral-bg); color: var(--color-coral); }
.guide-card__tag--sage { background: var(--color-sage-bg); color: var(--color-sage-dark); }
.guide-card__tag--sky { background: var(--color-sky-bg); color: var(--color-sky); }
.guide-card__tag--gold { background: var(--color-gold-bg); color: var(--color-gold); }

.guide-card__title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  color: var(--color-text);
  line-height: 1.3;
  margin-bottom: 10px;
}
.guide-card__excerpt {
  font-size: 14px;
  color: var(--color-text-muted);
  line-height: 1.5;
  margin-bottom: 16px;
}
.guide-card__meta {
  font-size: 12px;
  color: var(--color-text-faint);
  font-weight: 500;
}

/* Tool CTA Banner */
.tool-cta {
  display: flex;
  align-items: center;
  gap: 32px;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 40px;
}
.tool-cta__icon {
  font-size: 36px;
  flex-shrink: 0;
}
.tool-cta--coral .tool-cta__icon { color: var(--color-coral); }
.tool-cta--sage .tool-cta__icon { color: var(--color-sage); }
.tool-cta--sky .tool-cta__icon { color: var(--color-sky); }
.tool-cta--gold .tool-cta__icon { color: var(--color-gold); }

.tool-cta__content { flex: 1; }
.tool-cta__title {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 700;
  color: var(--color-text);
  margin-bottom: 4px;
}
.tool-cta__desc {
  font-size: 14px;
  color: var(--color-text-muted);
}

/* State Hub */
.state-region {
  margin-bottom: 48px;
}
.state-region:last-child { margin-bottom: 0; }
.state-region__title {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  color: var(--color-text);
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--color-border);
}
.state-region__grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 8px;
}
.state-link {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 14px 16px;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  text-decoration: none;
  color: var(--color-text);
  transition: all 0.2s ease;
}
.state-link:hover {
  border-color: var(--color-sage);
  background: var(--color-sage-bg);
}
.state-link__abbr {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 16px;
  color: var(--color-sage-dark);
  width: 28px;
  flex-shrink: 0;
}
.state-link__name {
  font-size: 13px;
  font-weight: 500;
  flex: 1;
}
.state-link__arrow {
  font-size: 14px;
  opacity: 0;
  transition: all 0.2s ease;
  color: var(--color-sage);
}
.state-link:hover .state-link__arrow { opacity: 1; }

/* Resource Cards */
.resource-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}
.resource-card {
  display: flex;
  flex-direction: column;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 40px 36px;
  text-decoration: none;
  color: var(--color-text);
  transition: all 0.3s ease;
}
.resource-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.06);
  border-color: var(--color-border-hover);
}
.resource-card__icon {
  font-family: var(--font-display);
  font-size: 28px;
  font-weight: 700;
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  margin-bottom: 20px;
  flex-shrink: 0;
}
.resource-card__icon--coral { background: var(--color-coral-bg); color: var(--color-coral); }
.resource-card__icon--sage { background: var(--color-sage-bg); color: var(--color-sage-dark); }

.resource-card__body { flex: 1; }
.resource-card__title {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 8px;
}
.resource-card__desc {
  font-size: 14px;
  color: var(--color-text-muted);
  line-height: 1.6;
  margin-bottom: 16px;
}
.resource-card__sample {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 20px;
}
.resource-card__term {
  font-size: 11px;
  font-weight: 700;
  padding: 4px 10px;
  background: rgba(26,26,46,0.04);
  border-radius: 4px;
  color: var(--color-text-muted);
  letter-spacing: 0.04em;
}
.resource-card__cta {
  font-size: 14px;
  font-weight: 600;
  color: var(--color-text);
  display: flex;
  align-items: center;
  gap: 6px;
}

/* Large calc cards */
.calc-grid--large {
  grid-template-columns: repeat(3, 1fr);
}
.calc-card--featured {
  padding: 40px 36px;
}
.calc-card--featured .calc-card__desc {
  font-size: 14px;
  line-height: 1.6;
}
.calc-card--gold { border: 1px solid var(--color-border); }
.calc-card:hover.calc-card--gold { border-color: var(--color-gold); }
.calc-card--gold .calc-card__icon { color: var(--color-gold); }

/* ============================================
   RESPONSIVE DESIGN
   ============================================ */

@media (max-width: 1024px) {
  .primary-nav {
    display: none;
  }

  .mobile-toggle {
    display: block;
  }

  .req-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .pillar-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .pillar-card:first-child { border-radius: var(--radius-lg) 0 0 0; }
  .pillar-card:nth-child(2) { border-radius: 0 var(--radius-lg) 0 0; }
  .pillar-card:nth-child(3) { border-radius: 0 0 0 var(--radius-lg); }
  .pillar-card:last-child { border-radius: 0 0 var(--radius-lg) 0; }

  .featured-guide {
    flex-direction: column;
    padding: var(--space-2xl);
  }

  .featured-guide__sidebar {
    width: 100%;
  }

  .data-strip__counties {
    gap: var(--space-lg);
  }

  .footer-main {
    flex-direction: column;
    gap: var(--space-xl);
  }

  .footer-trust {
    flex-direction: column;
    gap: var(--space-md);
    align-items: flex-start;
  }

  /* Gateway pages */
  .pillar-hero__inner { grid-template-columns: 1fr; gap: 40px; }
  .decision-grid { grid-template-columns: repeat(2, 1fr); }
  .state-region__grid { grid-template-columns: repeat(4, 1fr); }
  .resource-grid { grid-template-columns: 1fr; }
  .tool-cta { flex-direction: column; text-align: center; }
}

@media (max-width: 768px) {
  .hero {
    padding: var(--space-2xl) 0 var(--space-xl);
  }

  .hero__actions {
    flex-direction: column;
    align-items: center;
  }

  .hero__btn {
    width: 100%;
    justify-content: center;
  }

  .req-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-sm);
  }

  .journey-grid {
    grid-template-columns: 1fr;
  }

  .calc-grid {
    grid-template-columns: 1fr;
  }

  .pillar-grid {
    grid-template-columns: 1fr;
  }

  .pillar-card { border-radius: var(--radius-lg) !important; }

  .data-strip__counties {
    display: none;
  }

  .data-strip__inner {
    justify-content: center;
    gap: var(--space-md);
  }

  .rate-ticker__inner {
    flex-direction: column;
    gap: var(--space-xs);
  }

  .footer-columns {
    flex-direction: column;
    gap: var(--space-xl);
  }

  .utility-nav {
    display: none;
  }

  .fha-section {
    padding: var(--space-2xl) 0;
  }

  /* Gateway pages */
  .pillar-hero { padding: 40px 0 48px; }
  .pillar-hero__stats { grid-template-columns: 1fr 1fr; }
  .decision-grid { grid-template-columns: 1fr 1fr; }
  .subtopic-grid { grid-template-columns: 1fr; }
  .guide-grid { grid-template-columns: 1fr; }
  .state-region__grid { grid-template-columns: repeat(3, 1fr); }
  .calc-grid--large { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  :root {
    --space-lg: 16px;
  }

  .req-card {
    padding: var(--space-lg) var(--space-md);
  }

  .req-card__value {
    font-size: var(--text-3xl);
  }

  .journey-card {
    padding: var(--space-lg) var(--space-lg);
  }

  /* Gateway pages */
  .decision-grid { grid-template-columns: 1fr; }
  .pillar-hero__stats { grid-template-columns: 1fr; }
  .state-region__grid { grid-template-columns: repeat(2, 1fr); }
  .pillar-stat { padding: 20px 16px; }
  .pillar-stat__value { font-size: 22px; }
}

/* ============================================
   MOBILE MENU (slide-in)
   ============================================ */

.mobile-menu {
  position: fixed;
  top: 0;
  right: -100%;
  width: 300px;
  height: 100vh;
  background: var(--color-white);
  z-index: 2000;
  padding: var(--space-xl);
  transition: right 0.3s ease;
  box-shadow: -10px 0 40px rgba(0, 0, 0, 0.1);
  overflow-y: auto;
}

.mobile-menu.is-open {
  right: 0;
}

.mobile-menu__close {
  background: none;
  border: none;
  font-size: 24px;
  cursor: pointer;
  color: var(--color-text);
  margin-bottom: var(--space-xl);
}

.mobile-menu__nav {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-xs);
}

.mobile-menu__link {
  display: block;
  padding: 12px var(--space-md);
  font-size: var(--text-md);
  font-weight: 500;
  color: var(--color-text);
  border-radius: var(--radius-sm);
}

.mobile-menu__link:hover {
  background: rgba(26, 26, 46, 0.05);
}

.mobile-menu__overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.3);
  z-index: 1999;
  display: none;
}

.mobile-menu__overlay.is-open {
  display: block;
}

/* ============================================
   WORDPRESS CORE OVERRIDES
   ============================================ */

.wp-block-image {
  margin: var(--space-xl) 0;
}

.wp-block-image img {
  border-radius: var(--radius-md);
}

.wp-block-separator {
  border: none;
  border-top: 1px solid var(--color-border);
  margin: var(--space-2xl) 0;
}

.alignfull {
  width: 100vw;
  margin-left: calc(-50vw + 50%);
}

.alignwide {
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
}

/* Screen reader text */
.screen-reader-text {
  border: 0;
  clip: rect(1px, 1px, 1px, 1px);
  clip-path: inset(50%);
  height: 1px;
  margin: -1px;
  overflow: hidden;
  padding: 0;
  position: absolute;
  width: 1px;
  word-wrap: normal !important;
}

/* Schema/SEO hidden metadata */
.schema-hidden {
  display: none;
}